Debt-to-Income Calculator

Calculator Inputs

Based upon the earned or expected salary upon completion of college, students and parents are able to determine the amount of student loan debt that is manageable given their financial situation. This calculator provides an estimated monthly income, a monthly student loan payment and a debt-to-income ratio and allows you to determine if your anticipated student loans are more than your salary will support.

Annual Income (Earned or Expected upon Graduation): must be greater than 0.
Amount of Loan (Principal): must be greater than 0.
Annual Interest Rate: must be between 0 and 100.
Term of Loan: must be greater than 0 and less than 30.
Term of Loan: must be an integer.
Minimum Monthly Payment: cannot be negative.

Annual Income
(Earned or Expected upon Graduation):
$
Amount of Loan (Principal):$
Annual Interest Rate:     %
Term of Loan:     years
Minimum Monthly Payment: $
     



 

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